Many people who suffer a serious injury or illness worry about their portion of medical costs, but take some comfort in the fact that they have health insurance coverage through their jobs. No one expects to have claims denied altogether or see large medical bills completely rejected for payment. Those who do are in a very vulnerable situation, risking inability to get essential treatment, severely damaged credit and other harsh consequences.
Denied Health or Disability Insurance Benefits by Your Employer's Carrier?
If this has happened to you or a family member in Central Florida, experienced Orlando-based insurance attorney Scott C. Adams is prepared to analyze your case and explore all legal options. He has in-depth familiarity with your rights under federal and state laws, including those covering wrongful claim denials that constitute insurance bad faith.
Health insurance policies and insurer correspondence are often complex and confusing. The same is true for laws such as the Employee Retirement Income Security Act of 1974 (ERISA) and Florida state statutes governing insurers. Our firm will determine if your rights have been violated by actions such as:
- A wrongful health or disability claim denial based on the company's investigation and discovery of a pre-existing condition — a practice known as post-claim underwriting
- Unreasonable claim processing and bill payment delays that interfere with your medical care and recovery
- Other denials for reasons you don't understand, including the timing of the claim or determination that the treatment you received was unnecessary or experimental
Call 866-680-4LAW Now to Work With a Caring, Determined Lawyer
In this traumatic and stressful time, you can turn to us at LaBar Adams for an educated assessment of whether you have cause for a civil lawsuit to obtain the benefits you deserve under your health or disability plan.
Our experience taking effective action after numerous Florida health insurance claim denials can be a difference-making asset for you, and Mr. Adams will work to resolve your claim through direct negotiation if possible. If you cannot travel, a member of our legal team may be able to begin an assessment of your case by telephone or come to visit you.
